🍂 Fall is here, and our dedicated team is ready to help you protect your auto, home, and life 🛡️🏡❤️.

Don’t be fooled by inadequate coverage—reach out to us so you can feel confident that you and your family have the protection you deserve 🍂✅.

Contact our office today, and let us help you review your coverage so it lasts well beyond the fall season and into what comes next 📞🤝.

A little more about me and my office. I am a proud graduate of Virginia Tech School of Business, class of ‘87. Go Hokies!!!

I started my career with State Farm in 1990 as a Fire Claims Rep and for the next several years I handled losses on both Home and Business in Virginia and even nationwide, during large catastrophes. I loved KEEPING the promises made by State Farm Agents and now I get to make them!

In April of 1997 I changed my career path, moving to Richmond to become a State Farm Agent, where I continue to proudly serve customers in the Richmond metro area, Henrico, Chesterfield, Hanover and across the entire Commonwealth of Virginia.

With decades of experience my staff and I recognize the need to provide quality insurance services to our customers, providing products and policies that meet their needs.

Whether you need Auto, Boat, RV, Motorcycle, Home, Life, Renters or Commercial Insurance or just would like an assessment of your personal risk situation, our dedicated, customer focused team is here to help you.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Connect with Ric for insurance guidance in Richmond.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. In Richmond, you can count on Ric for personalized service.

Q: What coverage is required when leasing a car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Ric serves Richmond, VA and is happy to help with your insurance needs.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. Ric is here to help your Richmond household feel covered.

Q: What should I know about life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Looking for coverage? Talk with Ric about your options in Richmond.

Q: What's included in renters insurance coverage?

A: Renters insurance can help cover your personal belongings, personal liability, and additional living expenses if your rental becomes uninhabitable due to a covered loss. Ric is proud to serve the Richmond community.